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<CN Home>Hefei Eliminates Distinction Between Ordinary & Non-Ordinary Housing
Recommend 30 Positive 64 Negative 13 |
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The Office of the Housing Provident Fund Management Committee of Hefei City issued a notice, stating that the housing provident fund policy will be further optimized from now on. The policy adjustment includes two aspects: withdrawal and loan. In terms of withdrawal policy, Hefei City has simplified the withdrawal process for deceased depositors. For accounts with a balance below RMB10,000, their immediate family members can apply for withdrawal without providing a notarized certificate of inheritance. At the same time, a new fund transfer channel has been added, allowing withdrawal amounts to be transferred to a type of bank card such as social security cards. In terms of loan policy, the city has abolished the distinction between ordinary residential and non-ordinary residential buildings, and all depositors who purchase self-occupied housing can apply for housing provident fund loans. At the same time, the city supports the use of housing provident funds to purchase affordable housing, with a down payment ratio of no less than 15%. The upper limit of the ratio of monthly repayment amount to monthly household income is adjusted from 50% to 60%, increasing the repayment capacity coefficient and supporting the purchase of affordable housing. The maximum loan amount for purchasing affordable housing will be raised by 20%. AAStocks Financial News |
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