中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.140 (+2.198%) 沽空 $1.35亿; 比率 20.357% │0.5倍│5.7厘建行(00939.HK) +0.180 (+2.311%) 沽空 $1.99亿; 比率 21.263% │0.5倍│5.8厘中行(03988.HK) +0.110 (+2.397%) 沽空 $1.43亿; 比率 21.567% │0.4倍│5.7厘农行(01288.HK) +0.100 (+1.923%) 沽空 $7.20千万; 比率 52.302% │0.6倍│5.1厘交行(03328.HK) +0.160 (+2.395%) 沽空 $2.72千万; 比率 35.892% │0.4倍│5.7厘邮储银行(01658.HK) +0.080 (+1.653%) 沽空 $1.34千万; 比率 37.357% │0.5倍│4.7厘招行(03968.HK) +1.200 (+2.542%) 沽空 $1.26亿; 比率 44.216% │1倍│4.4厘光大银行(06818.HK) +0.040 (+1.270%) 沽空 $5.51百万; 比率 12.469% │0.4倍│5.6厘民生银行(01988.HK) +0.090 (+2.439%) 沽空 $1.83百万; 比率 7.728% │0.3倍│5.2厘浙商银行(02016.HK) +0.060 (+2.381%) 沽空 $1.81百万; 比率 12.072% │0.3倍│6.3厘重农行(03618.HK) +0.210 (+3.323%) 沽空 $1.73千万; 比率 39.572% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-03-24 12:25。)