中金發表報告表示，列出內銀股最新估值及股息率預測：股份│明年市淨率預測│明年股息率預測工行(01398.HK) +0.140 (+2.198%) 沽空 $3.20億; 比率 19.460% │0.5倍│5.7厘建行(00939.HK) +0.180 (+2.311%) 沽空 $4.78億; 比率 20.066% │0.5倍│5.8厘中行(03988.HK) +0.110 (+2.397%) 沽空 $2.82億; 比率 22.871% │0.4倍│5.7厘農行(01288.HK) +0.100 (+1.923%) 沽空 $2.78億; 比率 47.685% │0.6倍│5.1厘交行(03328.HK) +0.160 (+2.395%) 沽空 $7.00千萬; 比率 40.627% │0.4倍│5.7厘郵儲銀行(01658.HK) +0.080 (+1.653%) 沽空 $2.56千萬; 比率 32.345% │0.5倍│4.7厘招行(03968.HK) +1.200 (+2.542%) 沽空 $2.68億; 比率 46.476% │1倍│4.4厘光大銀行(06818.HK) +0.040 (+1.270%) 沽空 $1.41千萬; 比率 14.160% │0.4倍│5.6厘民生銀行(01988.HK) +0.090 (+2.439%) 沽空 $3.46百萬; 比率 4.120% │0.3倍│5.2厘浙商銀行(02016.HK) +0.060 (+2.381%) 沽空 $3.03百萬; 比率 13.640% │0.3倍│6.3厘重農行(03618.HK) +0.210 (+3.323%) 沽空 $3.44千萬; 比率 40.779% │0.4倍│6.1厘(wl/j)(港股報價延遲最少十五分鐘。沽空資料截至 2026-03-24 16:25。)